Website | 866-451-33995 Common FSA Terms You Should KnowUnder Internal Revenue Code (IRC) Section 125, a cafeteria plan allows pre-tax money to pay for qualified medical and dental expenses and child care.
A Comprehensive Benefits Package
As an employee of PCC, you have access to a comprehensive set of benefits. Our benefits cover a variety of areas, with multiple options in each area allowing you to choose the plan that works best for you!
Questions? Contact our Benefits Technician, Conna Bain (626-585-7719) or our Benefits and Wellness Coordinator, Cristina Zamora (626-585-7503) for help in reviewing and understanding your options! You may also review our Employee Benefit Guide which includes a summary of benefits offered at PCC.
2022-2023 EMPLOYEE BENEFIT GUIDE
COVID-19 Available Resources
Majority of the resources are available to everyone covered under SISC Kaiser or SISC Anthem and your eligible dependents.
- SISC EAP is here for you to help you stay informed, use coping skills, and be prepared.
- SISC EAP has put together a list of resources with information on parenting and the coronavirus (COVID-19) outbreak, educational and childcare resources, as well as advice on how to talk to children about it.
- LifeKEYS is an additional EAP It’s easy to access LifeKeys services. Just call (855) 891-3684 or visit
(First-time user: Enter Web ID LifeKeys) - Need a doctor, but don’t want to take a trip to Urgent Care? SISC MD Live
- Kaiser members also have access to Kaiser telemedicine.
- Watch a video to help your children understand (COVID-19)
- Learn about Navitus’ RX Response to Coronavirus (COVID-19)
- Navitus offering vaccinations to guard yourself against preventable diseases.
- Stay up to date with Anthem coverage and COVID-19
- Emergency Relief COVID-19- Schools First is here to help
- Schools First Federal Credit Union Guide to Service with Safety
- The world is rapidly changing and the current health care system is struggling to keep up with the needs of many people. In an effort to help address a part of the problem, SISC is excited to introduce Vida Health, a virtual care and health coaching service. Vida will be available to SISC PPO and HMO members effective April 1, 2020.
For more information on any benefits plan offered by PCC please review the 2022-2023 Employee Benefits Guide.
Benefits has prepared a presentation that explains some of the planning steps one may want to consider in regards to your PCC provided and sponsored plans including retirement, life insurance, accidental death and dismemberment insurance, and long-term disability. Life Planning Considerations Video
Medical Benefits
Anthem Blue Cross
Through SISC
Website | 800-825-5541
Under the Prudent Incentive Plan, you may choose your own physician, or a Prudent Buyer Physician each time you receive care. A non-Prudent Buyer Physician will be paid at 80/100% of eligible charges according to customary and reasonable rates. A Prudent Buyer Physician will be paid based on Blue Cross negotiated rate at 90%. Therefore your out-of-pocket cost will be lower when you use a Prudent Buyer Provider.
Anthem Blue Cross CaliforniaCare
Through SISC
Website | 800-825-5541
Anthem Blue Cross is Federally Qualified Health Maintenance Organization (HMO) which provides services through a network of existing medical groups. Members select a (PCP) medical group which becomes the center of all their health care needs.
Kaiser
Through SISC
Website | 800-464-4000
Kaiser Foundation Plan is Federally Qualified Health Maintenance Organization (HMO) which arranges for medical and hospital care to be provided at their Kaiser Permanente facilities. Members may use any one of their medical offices and hospitals when care is required.
Dental Benefits
Delta Dental
Website | 866-499-3001
Delta pays 70% of the approved fees for covered diagnostic, preventive, basic, cast and crown benefits during the first year you are eligible. This percentage will increase 10% each year (to a maximum of 100%) for each enrollee, provided that person visits the dentist at least once during the year.
Vision
EyeMed
Website | 866-939-3633
Employees with Blue Cross PPO or Cash In Lieu: Comprehensive examination in any 12 consecutive months and one pair of lenses and frames or contact lenses every 12 consecutive months.
Employees with Kaiser or CaliforniaCare: one pair of lenses and frames or contact lenses every 12 consecutive months. Please note: those on HMO the eye exam goes through the HMO provider.
Cost Estimator Tool gives EyeMed members an estimate of out-of-pocket costs before they ever set foot inside a store or go through online checkout.
Life Insurance
LINCOLN
800-423-2765
Group Life Insurance Benefits for eligible employees of $50,000 and $1,500 for eligible dependents.
Employee Assistance Programs (EAP)
SISC Anthem EAP provides confidential services and resources at no cost to employees and family members of Pasadena City College. (Please note that you do not have to be enrolled into Anthem to partake of the services)
Life can surprise you with its many ups and downs. That’s why the Employee Assistance Program is here for you. Access confidential resources if you or a family members need help with emotional, marital, financial, addiction, legal, or stress issues. If you need counseling, you get up to 6 visits with a licensed professional. Counseling sessions can be over the phone, in-person, and online. The EAP also offers Web-Based tools and resources such as articles, checklists, quizzes, webinars, podcasts, eLearning modules about everything from parenting, identity theft, to disaster preparedness.
How do I access the SISC Anthem Employee Assistance Program?
Help is available 24/7, 365 days a year by telephone at (800) 999-7222.
Resources are available online at www.anthemeap.com Company Code SISC.
Guidance Resources provides confidential services and resources at no cost to full-time employees and family members of Pasadena City College.
No matter how well you plan your life, you can be sure a few unforeseen challenges will arise. When they do, it’s reassuring to know that help and support are close at hand- thanks to Guidance Resources services from Lincoln Financial Group. If you are enrolled in Life and AD&D insurance, this program provides access to a wide array of services such as online will preparation, legal support, grief, counseling on coping with occasional challenges of day-to-day life, and many more confidential resources and services.
How do I access Guidance Resources Employee Assistance Program?
It’s easy to access Guidance Resources just call (855) 891-3684
Resources are available at www.GuidanceResources.com To register use LifeKeys for Organization Web ID.
Flexible Spending Accounts
WEX DISCOVERY BENEFITS
Flexible Spending Accounts (FSAs)
Retirement
STRS (State Teachers’ Retirement System)
Website | 800-228-5453
Membership in the CalSTRS Defined Benefit Program includes all employees in California public schools from kindergarten through community college, in positions performing creditable service under the Program.
Employee payroll deduction is 10.25% for those hired before 01/01/2013 and 10.205% for those hired on or after 01/01/2013. Deductions are pre-tax and there is no deduction for Social Security.
CalPERS (California Public Employees’ Retirement System)
Website | 1-888-225-7377
School members are those employees in non-teaching positions within the jurisdiction of a school employer.
Classic member contribution rate is 7%. PEPRA member contribution rate is 8% effective 7/1/2022. Deductions are pre-tax.
APPLE (Accumulation Program for Part-time and Limited-service Employees)
800-634-1178
This Plan was enacted in response to federal legislation, which requires state and local government agencies to cover employees under a retirement plan or under Social Security.
Employee payroll deduction is 3.75%. Deductions are pre-tax and there is no deduction for Social Security.
Tax-Sheltered Accounts
Pasadena Service Federal Credit Union
Website | 626-351-9651
Staff and faculty members (along with their immediate family members) are eligible to become members.
SchoolsFirst Federal Credit Union
Website | 800-462-8328
Staff and faculty members (along with their immediate family members) are eligible to become members. Contact Kush Thandi (extension 4116 option 1) for information or set up. SFFCU is the administrator for 457(b) Deferred Compensation Plans, 403(b) TSA plans, and Roth 403(b)plans.
Pet Insurance
▪ Members may visit only in-network veterinarians and ER hospitals to receive discounted services.
▪ Requires Primary Care Vet. Veterinary change notification required.
▪ All pets are eligible and do not have to live in the same household.
▪ No annual benefit limit or deductible.
▪ Members must show ID card to receive discount. Savings applied instantly in vet's office. ▪ Wellness is included in pricing.
▪ Members may visit any veterinarian, at anytime, anywhere in the world.
▪ All pets are eligible and must live in the same household.
▪ Members are reimbursed for all covered conditions. Pre-existing conditions are not covered.
▪ $7,500 maximum annual benefit and $250 annual deductible per pet plan.
▪ Wellness is a buy-up option that includes spay/neuter, vaccinations and more.
▪ Must submit a claim and vet bill for reimbursement.
▪ Submit claims from your smartphone with the free VitusVet app.
▪ Members have free, 24/7 access to VetHelpline.
▪ Tenthly post-tax benefit deduction. To learn more and to enroll your pet in My Pet Protection visit click here.